After a string of erratic behavior and rants on stage, Kanye West decided to cancel the remainder of his Saint Pablo tour in late November 2016 . As a result of the cancellation, West lost millions of dollars in ticket and merchandise sales, in addition to being on the hook for payments to venues and vendors. But as a result of the tour being cancelled for medical reasons: West was hospitalized shortly after the cancellation as a result of a reported mental breakdown, West's camp filed an insurance claim in order to cover the losses he incurred. But the insurance company, Lloyd's of London, refused to cover the cost, which prompted Kanye's touring company to file a $10 million lawsuit against Lloyd's of London. Now, Lloyd's is firing back with some heavy claims against Kanye West.
According to a report by The Hollywood Reporter, Lloyd's of London has filed a countersuit against Very Good Touring, which claims that the insurance policy that West was covered by did not cover pre-existing psychological conditions, the possession of illegal drugs, consumption of alcohol that would make the insured person unable to perform, and prescription drugs that are not taken as medically prescribed. Essentially, Lloyd's of London claims that Kanye's situation fell under one of the previously mentioned categories, which is why they are refusing to pay Kanye for his cancellation of his tour.
In the counterclaim suit, Lloyd's stated the following: "Underwriters' investigation indicates substantial irregularities in Mr. West's medical history. Furthermore the insured's failure to cooperate in Underwriters' investigation is contrary to the duties of cooperation VGT agreed to as a condition precedent to any obligation of Underwriters to pay any claim arising under the Policies. Throughout Underwriters' investigation, VGT and its legal, medical and other agents and representatives have delayed, hindered, stalled and or refused to provide information both relevant and necessary for Underwriters to complete their investigation of the claim."
Lloyd's hasn't said exactly what their investigation has found regarding Kanye, "in order to protect the privacy of Mr. West from public disclosure of details of his private life." The "Ultralight Beam" rapper submitted himself to an interrogation after he checked into the UCLA Neuropsychiatric Hospital Center in order to convince insurers that his mental breakdown was real, but Lloyd's apparently isn't buying it. They have hired legal counsel in order to do everything in their power to not pay Kanye for his tour cancellation.
This appears to be a legal battle that will last a long time.