What is Ryan Lochte's net worth? Ryan Lochte's net worth is $3 million dollars. Born in Canandaigua, New York, Ryan Lochte began swimming when he was five, but did not become serious about the sport, until a loss at the Junior Olympics at age 14 changed his attitude. He competed successfully in the 2004 Olympics, winning a team gold in the 200-meter relay, and an individual silver medal in the 200-meter medley. Throughout 2006 and 2007, he broke numerous world swimming records, winning gold, silver, or bronze at almost every event in which he competed. After winning multiple medals at the 2008 Olympics alongside Michael Phelps, he continued to improve and set records. He became the first individual swimmer to win seven medals at the Short Course Worlds, and is the only swimmer to have ever set an individual world record since body-length swimsuits were banned from competition. He won six medals at the World Aquatics Championships in 2011, and will be competing at the 2012 Olympics.